Hospital Deductible and Coinsurance:  $1,100 / Benefit Period

• Days 0-60:  $0
• Days 61-90:  $275/ Day
• Days 91-150  $550/ Day

Skilled Nursing Facility Coinsurance:

• Days 0-20:  $0
• Days 21-100:  $137.50/ Day

Part A Premium (for voluntary enrollees only):

• With 30-39 quarters of Social Security coverage:  $254/ Month
• With 29 or fewer quarters of Social Security coverage:  $461/ Month

Part B Premium:

• Deductible:  $135 / Year
• Standard Premium:  $96.40 / month (for individual incomes $85,000 / year or less.  Couples filing jointly - $170,000/year or less.) (Remains the same as 2009, provided you have your premium deducted directly from Social Security).

·         Individuals and couples who do not have their premium deducted directly from Social Security will pay $110.50, a 15% increase over 2009.

·         Those whose income is above $85,000/year for individuals and $170,000/year for couples filing jointly may pay a premium above $110.50.  Go to 2010 Part B Premium Amounts for Persons with Higher Income Levels.

Medicare Deductible and Coinsurance Amounts for 2010

• Part A – This pays for inpatient hospital, skilled nursing facilities and some home health care.

For each benefit period beneficiary pays:

• Hospital stays
  • 1-60 days = $1,100
  • 61-90 = $275/day
  • 91-150 = $550/day (Lifetime Reserve Days)
  • All costs for each hospitalization day beyond 150 days.

Skilled Nursing Facility Coinsurance

• For days 21 through 100 per benefit period = $137.50

Part B – covers physician services which are Medicare eligible, outpatient hospital services, select home health care services durable medical equipment (DME).

·          $155/year. After the $155 deductible is met, the beneficiary pays 20% of the Medicare-approved amount for services.

Skilled Nursing Facility Coinsurance

• For days 21 through 100 per benefit period = $137.50